Welcome to the website of KJD Brokers Ltd

About us

Prepare for your future

We understand the financial challenges and problems you face. We help you navigate your complex situations and overcome them smoothly with minimal disruption to your company.

Not sure which types of insurance products are right for you?

We use a consultative approach to fully understand your business needs and can highlight any vulnerabilities. We strive to use the highest standards of integrity to ensure our client’s needs are placed above all else.

Business restructuring…

We keep close business relationships with our clients to ensure we are always on hand to produce rapid adjustments to ensure your company is fully protected in times of change.

Achieve success

Custom-tailored broker solutions

We cover a wide range of business functions and situations, providing a robust brokering service, we provide advice and support to help you make prudent business decisions.

Plan your future

How does the insurance market operate and does this affect my yearly premium?

The insurance industry operates in cycles, characterised by alternating periods of hard and soft markets. During a soft market, insurance is more accessible and affordable for customers, with increased competition among insurers. In a hard market, premiums rise, coverage becomes scarcer, and insurers adopt stricter underwriting standards due to factors like increased claim costs or economic conditions. These cyclical fluctuations are influenced by various factors, including natural disasters, economic trends, and regulatory changes, and they impact both insurers and policyholders, requiring adaptability and strategic planning within the industry.

Insurers adapt to the market trends and prioritise the long-term interests of their policyholders by setting aside profits to invest in providing better premiums. By strategically allocating resources and profits, insurers can enhance their financial stability and maintain competitive pricing for policyholders. This practice allows them to offer comprehensive coverage, improve customer service, and innovate in an ever-evolving insurance landscape. Ultimately, the focus on investing in better premiums reflects insurers’ commitment to delivering value and protection to their clients while safeguarding their financial sustainability. The insurance market can change considerably throughout the course of the year.

It is therefore key, to keep ahead of the curve and keep an eye on the alternative markets each year to ensure you are getting the most competitive terms.


Markets to suit you

With a broad access to markets, we are sure to find a competitive solution for you.


Insurer financial capacity ratings

We only use insurers who have a strong financial stability rating, of at least A- who are recognised by the major insurance rating agencies i.e., Standard and Poors, AM Best & Moody’s (just to name a few).


Customer support

Our dedication to support businesses is unwavering. We understand the unique challenges you face and are committed to being a reliable partner on your journey to success. Your success is our motivation.

KJD Brokers Ltd is an appointed representative of Eleven Network is a trading name of TEn Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 314593